One of the most common questions we are asked every day is, “will my insurance cover my home care services?” There is not always a very clear answer to this question. Not exactly what you want to hear, but every situation is treated as uniquely as each patient.
There are many cases where your home care is completely covered by your insurance. Skilled care services such as nursing, occupational therapy, physical therapy, speech therapy and other services similar to these will be covered by insurance. Many home care agencies accept a variety of insurances, but maybe not all insurances. Your best bet is to call the office and make sure that your insurance covers your specific needs. Also, talk to your doctor. Insurance will need a prescription to consider coverage.
There are different situations where a secondary insurance, or long term care insurance, may pick up the requested services. Another situation is if you were involved in an accident, either in a vehicle or while at work. Again every insurance question needs to be cleared through the home care service that you choose. That is part of what we do. We make sure that insurance is billed properly and your coverage is adequately assessed.
Home care services are designed to make things easier on those that require this level of care. Affinity Home Care Agency is very well versed in what is covered and how to properly bill your insurance so your care can be expedited. The faster we can get your care approved, the faster you can be on the mend! We are here to help you in any way we can.